Approved

MDP-31: Bank Account Proposal

Cycle

1

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Abstract

To facilitate transactions between MoonDAO and entities that do not yet accept cryptocurrencies, a bank account is needed under MoonDAO’s name.

Motivation/Benefits

To make it easier for MoonDAO to complete fiat payments with outside organizations and facilitate logistics for MoonDAO events. Previous examples where a bank account would’ve prevented issues include facilitating purchase of Blue Origin seats or making payments for the Texas launch party. Future use of the bank account may include paying for satellite launches or funding space research for outside organizations with fiat currency.

Specification

MoonDAO currently has established a legal entity in Macau. Under this legal entity, we will open a Macau business bank account which requires a minimum deposit of $50,000 to open. The deposit amount will be returned to the multi-sig after the minimum period of time required by the bank. The brunt of work for this project will be the legal work and logistics of opening up this account.

There are a number of potential banks we may use: DBS Bank (Hong Kong), Sucursal de Macau Banco da China, Sucursal de Macau Banco Comercial Português, Sucursal de Macau Industrial and Commercial Bank of China (Macau) Limited

Once opened, any future projects in need of making payments through bank transfer may deposit necessary multi-sign funds to the account to make payments. Pablo and Barney will have direct access to the account.

Risks

MoonDAO funds temporarily stored in the account will be under centralized control. Owners and managers of the account must be trusted members of the community to prevent mishandling.

Transparency

In order to allow the community to see MoonDAO's bank account details openly and transparently, we will publish a bank statement once a month (on discord). Details about the company card: This corporate account allows us to have a physical bank card, which is of the type Debit Card. Pablo will be the primary holder of the card. The card may be moved to a future astronaut if necessary.

Objectives and Key Results:

Objective #1: Successfully open a MoonDAO bank account Key Results for Objective #1: Deposit $50,000 from the Multisig into the account Deposit is refundable after the period required by the bank. Successfully complete payments with wire transfer and physical cards

Team Table (Table A)

Team Leads: Barney Initial Team: Barney, Larrotiz Sponsors: Pablo Multi-sig Signers (if Budget is needed): One-time payment Foreign Language Representatives (optional): Barney

Team Leader(s) Bio: Barney

Barney is a Private Fund owner in Macau and also is a core contributor for MoonDAO.The Fund background provides a lot of connections in the crypto world. And I can speak Mandarin and English and Cantonese. I am also a coder. My time is very casual, right now it is full-time on MoonDAO.

Objective #1: Oversee the application process and the participation at the IAC conference. Key Results for Objective #1: Successfully open a MoonDAO bank account Deposit $50,000 from Mu ltisig into the account. The deposit is refundable after the period required by the bank. Successfully complete payments with wire transfer and physical cards

Team Steward Minimum Viable Payment: 0

Budget Justifications

Refundable deposit for 3 months - 6 months: $50000 Estimated Physical Cards shipment fees: $80-$100 Lawyer document Fees: $300

Total Budget (including guaranteed payments to team members):

$50400 worth of Dai 0 $MOONEY

Estimated Project Timeline (Table C)

September 15, 2022: Start taking applications for bank account October 15, 2022: MoonDAO bank account approved Oct 20, 2022: E-bank ready to go, we can start to wire online. Nov 20, 2022: Receive Physical Cards

Deadline for the project: Nov 25, 2022

Votes

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